ESMA_QA_465
17/03/2022
Subject Matter
Article 20(8) of the Securitisation Regulation (“SECR”) and article 1 and 2 of the RTS on Homogeneity
    1a. Can mortgages that are secured by non-owner occupied residential real estate and mortgages that are secured by mixed-use real estate properties considered to be both residential mortgages and thus can a combination of these two types considered to be homogeneous in accordance with article 1(a)(i) of the RTS on homogeneity?

    1b. Could alternatively buy-to-let mortgages, in this case consisting of both mortgages that are secured by non-owner occupied residential and mortgages that are secured by mixed-use real estate properties, be considered as an asset type within the meaning of article 1(a)(viii) of the RTS on homogeneity?
    Status: Answer Published

    Additional Information

    Level 1 Regulation
    Securitisation Regulation (EU) 2017/2402
    Additional Legal Reference
    Article 1 and 2 of the RTS on Homogeneity (2019/1851))
    Topic
    STS Securitisations